Portfolio Manager

Job Title: Portfolio Manager

Job ID: 414934

Job Function: Wholesale Banking

Location: India - SCB

City: Mumbai

Full/Part Time: Full time

Regular/Temporary: Permanent

Why Standard Chartered?

Standard Chartered is a leading international bank operating in some of the most dynamic markets in the world, in Asia, Africa and the Middle East. Our successful and sustainable business is built on doing tangible, long term good for our people, our customers and the communities we serve.

Job Description

(a) Job Responsibilities: This should capture core responsibility areas that the role studied is meant to carry out and an estimate of the percentage of time that should be spent on each area – eg.

Key Roles & Responsibilities

No. Major Tasks & Responsibilities
1 Generating revenue through servicing of existing mandates for assigned Portfolio
2 To overall manage and grow the Supply Chain business for the mapped customer / client
3 Manage individual dealer/supplier relationships on a day to day basis for a set of programmes
4 Monitor performance at partner and a programme level from the credit point of view
5 Track irregularities such as excesses and pastdues, seek approvals for the same and follow up for regularization within agreed timeframes
6 Implement the default management process mentioned in the PPG for all delays in re-payment. Ensure effective follow up for all overdue accounts within 60 days bucket
7 Monitor the outsourced vendor and their performance at periodic basis to ensure timely completion of visits, completion of  document pick up and accuracy/quality of reports.
8 Work closely with the Supply Chain Sales team to achieve revenue, cost, debt provision and asset size budget
9 Monitor and push utilization levels in the region by constant interaction with the company’s regional/sales offices.
10 Timely review of all BCAs.
11 Manage enhancement cases as and when required
12 Ensure adherence to all PPG guidelines applicable at a dealer/supplier level
13 Manage CDD  renewal
14 Manage Finance level personnel of Anchors for recommendations and transactions
(b) Performance Parameters / Targets / KRAs for the role

• Financial – Utilisation levels
• Account monitoring – levels of excesses and past dues
• Team work – interaction with other SCB teams within and outside the supply chain team
• No overdue BCA
• RDEs less than 2%
• Overdue CDDs 1%
• No CDD rejects
• No unauthorized Excess

(c) Quantifiable Dimensions of the job

• Revenue generation
• Asset Utilisation
• Level of excesses and pastdues as a % of the total exposure
• % of overdue BCAs


(d) Aspects on which decisions can be taken independently (Financial, Administrative, People-related etc.)

• Day to day servicing issues
• Release of offerings within the delegated release authorities


(e) Decisions which need to be referred to a higher authority for approval (Financial & Administrative)

• Deviations to PPG
• Deferrals from default management triggers in the PPG
• BCA preparation/approval


(f) Internal (within the bank) and External (outside the bank) Contacts / Interactions – list of interactions that are necessary as part of the job to perform the role successfully

Designation of Person Interacted with Purpose of Interaction Frequency of Interaction
Internal • Anchor RM


• Service Delivery/Operations


• Credit


• CRC

• GSSC • Introduction with client and understanding the deal specs

• Day to day servicing of the account

• Obtain approvals at a partner level, and for excesses etc.

• CDDs

• For issuing SCCs, receipt of documents etc.



External • Operational level personnel in the marketing and purchase divisions of our corporate bank customers

• Key personnel in the dealer and supplier organisations • To liase for ongoing servicing and monitoring of all dealers / suppliers under a programme


• To liase for ongoing servicing and monitoring of the account – for recommendations and transactions

Qualifications & Skills

CA/ MBA with relevant workex

How To Apply

You can search and view current opportunities across our organisation and apply immediately by registering or logging in to our careers website www.standardchartered.com/careers.  To help speed up your application, please note the following:

- You will need to log in (or register if you are visiting our careers site for the first time) before you can apply for a specific role

- Some roles may require you to undertake an online talent assessment in addition to completing the application form (to facilitate this process it is preferable that you provide us with an email address as part of your contact information)
- We will ask you about your education, career history and skills and experience, it may be helpful to have this information at hand when completing your application

It usually takes 15 - 20 minutes to complete the application form; you can save your application at any time and return to complete it at your convenience.

Closing Dates

The closing date for applications is 22/01/2014.  Please note all closing dates are given in Hong Kong time (GMT + 8 hours).  We aim to respond to successful applicants within four weeks and will keep a record or your application in our database so that we can contact you when suitable vacancies arise in future.

Diversity & Inclusion

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage. By building an inclusive culture, each employee can develop a sense of belonging, and have the opportunity to maximise their personal potential.

Equal Opportunity Employer

Standard Chartered is an equal opportunity employer. We have a meritocratic culture where each individual employee is valued  and respected for who they are as a person and for what they bring to the organisation.

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